:root{
  /* same palette feel */
  --ink: #202E52;     /* navy */
  --ink2:#0f2140;     /* deeper navy */
  --accent:#C5234A;   /* red */
  --muted:#5f6b7a;
  --line: rgba(15,33,64,.16);
  --paper:#ffffff;

  --radius: 22px;
  --shadow: 0 22px 60px rgba(15,33,64,.10);
}

.tips{
  background: #fafafa;
  color: var(--ink2);
  padding: clamp(22px, 5vw, 70px) 16px;
}

.tips__shell{
  width: min(1120px, 100%);
  margin: 0 auto;
  display: grid;
  gap: clamp(18px, 3vw, 40px);
  align-items: start;
}

@media (min-width: 980px){
  .tips__shell{
    grid-template-columns: 1.02fr .98fr;
  }
}

.tips__intro{
  padding: clamp(8px, 1vw, 14px);
  background-color: #fafafa;
}

.tips__kicker{
  margin: 0 0 10px 0;
  letter-spacing: .22em;
  text-transform: uppercase;
  font: 600 12px/1.2 ;
  color: var(--accent);
}

.tips__title{
  font-size: clamp(1.4rem, 2.6vw, 3.8rem);
  line-height: 1.08;
  font-weight: 800;
  width: min(80%, 1120px);
  margin: auto;
  text-align: center;
  color: #005598;
  text-wrap: balance;
}


.tips__lead{
  margin: 0;
  max-width: 62ch;
  color: var(--muted);
  font: 400 clamp(1.02rem, 1.3vw, 1.18rem);
}

/* Panel card on right */
.tips__panel{
  background: rgba(255,255,255,.72);
  border: 1px solid rgba(15,33,64,.10);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  overflow: hidden;
}

/* Accordion */
.acc{
  display: grid;
}

.acc__item{
  border-top: 1px solid rgba(15,33,64,.10);
}
.acc__item:first-child{
  border-top: 0;
}

.acc__h{
  margin: 0;
  font-size: clamp(1.5rem, 2.2vw, 2.3rem);
}

.acc__btn{
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 18px 18px;
  background: transparent;
  border: 0;
  cursor: pointer;
  text-align: left;
  color: var(--ink2);
  font: 600 1.08rem/1.25;
}

.acc__btn:focus-visible{
  outline: 3px solid rgba(197,35,74,.30);
  outline-offset: -3px;
}

.acc__label{
  display: inline-block;
  font-size: clamp(1.2rem, 1.3vw, 1.8rem);
  padding-right: 8px;
}

.acc__icon{
  flex: 0 0 auto;
  width: 38px;
  height: 38px;
  border-radius: 999px;
  border: 1px solid rgba(15,33,64,.14);
  background: rgba(255,255,255,.86);
  position: relative;
  box-shadow: 0 10px 24px rgba(15,33,64,.06);
}

/* plus/minus */
.acc__icon::before,
.acc__icon::after{
  content:"";
  position: absolute;
  inset: 0;
  margin: auto;
  width: 16px;
  height: 2px;
  background: var(--ink);
  border-radius: 2px;
  transform-origin: center;
}
.acc__icon::after{
  width: 2px;
  height: 16px;
}

/* open state => minus */
.acc__item.is-open .acc__icon::after{
  transform: scaleY(0);
}

.acc__content{
  overflow: hidden;
}

.acc__inner{
  padding: 1rem;
  color: var(--muted);
  font: 400 1.02rem/1.75;
}

.acc__inner p{
  margin: 0;
}



/* subtle hover */
@media (hover:hover){
  .acc__btn:hover .acc__icon{
    transform: translateY(-1px);
    box-shadow: 0 14px 30px rgba(15,33,64,.10);
  }
}

/* motion preferences */
@media (prefers-reduced-motion: reduce){
  .acc__icon{ transition: none !important; }
}